Privacy Policy of First Investors Corporation and its Affiliates

Your privacy is important to us. We use the strictest standards to safeguard your information. This notice summarizes the types of information we obtain, how we use it, and how we protect it. We obtain information from you that is necessary to make suitable investment recommendations for you, such as your occupation, age, financial resources, investment experience and objectives. We also keep track of the investments you make through us. If you purchase insurance, we also obtain information concerning your medical history, credit history and driving record. We use your information only to process transactions that you have authorized, and to service your account. We do not disclose your information to any third party, except as permitted by law; nor do we share your information with affiliated companies for purposes of cross-marketing. We restrict access to your information to those persons who need to know it to process transactions and service your account. We also maintain physical, electronic and procedural measures to ensure that unauthorized persons do not obtain access to your information.

Privacy Policy of First Investors Life Insurance Company¹

We at First Investors Life Insurance Company value your privacy. We have a long history of protecting financial and health information related to our customers. As part of our goal to ensure your privacy, we have prepared this notice. It sets forth the types of information we collect from you. It also describes how we use and safeguard your information.

Types of Information We Collect:

We collect personal information about you:

That we receive from you on applications or other forms. This may include your name, address, job and social security number. It may also include your assets and income.
That is needed to process a transaction you request or authorize. This may include information obtained for servicing your account with us, our affiliates, or others. The type of information we collect may include your account balance and payment history.
That we receive from consumer reporting agencies. This may include your creditworthiness and credit history.
That we receive from health care providers, clinics, or other insurance companies. We may also collect information from the Medical Information Bureau or other persons that have records about you or your health. Information obtained from outside sources may be retained by these outside sources and disclosed to other persons.

Parties to Whom We Disclose Information:

We do not share any information about our current and former customers to anyone except as required or permitted by law or with your consent.

Access to and Correction of Your Information:

You may write to us if you have any questions about the information we may have about you. You may also contact us with any questions about the identity of persons to whom your information was disclosed during the last two years. If you wish, you may review this information in person. You may also receive a copy at a nominal charge. You can contact us in writing if you believe any information should be corrected, changed, or deleted. We will review your request. We will either make the change or explain why we did not do so. If we do not make the change, you may submit a short written statement describing the disputed information. We will include this statement in all future disclosures of your information.

Confidentiality and Security:

We maintain physical, electronic and procedural safeguards to protect your information. These safeguards comply with federal and state laws. We restrict access to your information to only those employees who need to know that information to provide our products or services to you. These employees have been trained in the proper handling of your information.

We follow the privacy laws and requirements in your state if that law is different than the policy described in this notice.

Thank you for your business. We look forward to maintaining our relationship with you.

¹ First Investors Life Insurance Company affiliates include First Investors Corporation, Administrative Data Management Corporation, First Investors Management Company, Inc. and First Investors Federal Savings Bank.